"Dan orang-orang yang akan meninggal dunia di antaramu dan meninggalkan isteri, hendaklah berwasiat untuk isteri-isterinya, (iaitu) diberi nafkah hingga setahun lamanya dengan tidak disuruh pindah (dari rumahnya).”
(Surah Al-Baqarah:240)

Thursday, 24 March 2011

PERLINDUNGAN IKHLAS MEDIC ASSIST (IMAT)

Jadual Perlindungan bagi IMAT adalah seperti berikut :

SCHEDULE OF BENEFITS (RM)
 Plan A
 Plan B
Plan C 
Plan D 
 Plan E
 SECTION A

 1
Hospital Room & Board, daily max. up to 365 days
 450
 300
 220
 150
 100
 2
ICU, daily max. up to 30 days
 As Charged, subject to Necessary,
Reasonable and Customary Charges
 3
Hospital Supplies & Services
 4
Surgical Fees, incl. post-surgery care up to 31 days 
 5
Anaesthetist Fee 
 6
Operating Theatre 
 7
Pre-hospital Specialist Consultation, within 31 days prior to admission
 8
Pre-Hospital Diagnostic Tests, within 31 days prior to admission 
 9
Pre-surgical consultation & Diagnosis, within 31 days prior to surgery 
 10
In-Hospital Physician Visit, daily max. up to 120 days
 11
Post Hospitalisation Treatment, within 60 days from the date of discharge  
 12
Ambulance Fees 
 13
Emergency Accidental Outpatient Treatment, per accident including follow-up up to 31 days
 14
Emergency Dental Treatment, per accident including follow-up up to 31 days 
 15
Traditional Medical Treatment 
 200
 200
 200
 200
 200
 16
Daily Cash Allowance at Govt. Hospital daily max. up to 60 days  
 100
 100
 100
 100
 100
 17
Nursing at Home, daily max. up 60 days 
 200
 175
 150
 125
 100
 18
Lodger expenses (max per disability) 
 400
 300
 250
 200
 150
 19
Medical report fees per disability 
 50
 50
 50
 50
 50
 20
Government service tax 
Covered 
 Overall Annual Limit  
 100,000
 80,000
 60,000
 40,000
 30,000
 SECTION B (In addition to Overall Annual Limit)
 1
Organ transplant, per disability 
 30,000
 30,000
 30,000
 30,000
 30,000
 2
Outpatient Cancer Treatment per year
 60,000
 50,000
 40,000
 30,000
 20,000
 3
Outpatient Kidney Dialysis per year  
 30,000
 25,000
 20,000
 15,000
 10,000
 LIFETIME LIMIT (SECTION A & B) 
 400,000
 300,000
 210,000
 150,000
 90,000

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